Home Insurance FAQ's What Factors Influence premiums?
What Factors Influence premiums?
Premiums are influenced by the following factors:
  • Your age
  • Your gender
  • Whether or not you smoke
  • The cover you select
  • Your state of health
  • Pastimes; and
  • Occupation (in the case of Permanently Unable to Work cover only).

Premiums are initially calculated for one year, with your first premium payable in advance.
 

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